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Choosing your travel rewards credit card

But the truth is much simpler: most people who travel a lot aren’t richer — they’re smarter with how they spend. They don’t earn more. They don’t save huge amounts. They just know how to turn normal expenses into flights, hotel nights, and free trips. One of the most powerful tools to do this is a travel rewards credit card. And if you use it correctly, it can completely change how often — and how far — you travel. Why traveling feels so expensive (even when it doesn’t have to be..

How to start freelancing in the U.S.: A guide for beginners

Freelancing is one of those career paths that many people dream about, but when it comes time to actually take the leap, things can get a bit

How to move out at 21

Turning 21 is a significant milestone in anyone's life, often accompanied by a strong desire for independence. Whether you’re a student, a young

Reducing food waste with pre-made meals

Nowadays, where convenience often overshadows sustainability, the challenge of food waste has reached critical levels. According to the Food and

The best online budgeting tools to help manage your finances in the US

Let’s be honest: money stress is real. Bills, unexpected expenses, and the feeling that your paycheck disappears too fast are things most of us face.

Life insurance in the US: a crucial pillar of financial security

Navigating the financial maze of the 21st century can be daunting, particularly when evaluating tools that determine the future security of our

Understanding traditional vs. roth IRAs: Which Is right for you?

Planning for retirement sounds complicated, especially when you’re already struggling to cover monthly expenses.

How to save money on your utility bills in the US: A guide to negotiation

Paying for utilities is an inevitable part of adult life, but it doesn't have to be a financial burden. By being savvy and negotiating your bills,

Teaching kids money management in the US

Money is part of everyday life, yet many adults grow up without ever learning how to manage it properly. Credit cards, loans, subscriptions, online

The best ways to save money for a down payment on a house in the US

Buying your first home is exciting, but before you start scrolling through listings or visiting open houses, there’s one thing that can make or break

How to save money on groceries without sacrificing quality in the US

For most households in the US, groceries are one of those expenses that quietly grow month after month.

How to start investing for retirement in your 20s

When you’re in your 20s, retirement feels like something that belongs to another lifetime. Rent, bills, debt, and everyday expenses take priority,

10 simple tips for saving money and managing your finances in the US

Saving money and budgeting your finances in the US can seem daunting, but it doesn't have to be. With a few simple tips and tricks, you can start

Booking services with the best hotel prices. Research 2019

Americans often prefer to vacation in their own country. If the opportunity arises to travel abroad, then the most popular destination in Mexico,

How to book the cheapest flights?

Residents of the United States often prefer to travel within their own country. The most common route from New York is a trip to San Francisco. In a

10 unique fintech companies in the world for 2019

Fintech is a term used for companies who develop new technology for financial services. This tech can be used by anyone looking to better manage

How does a peer-to-peer lending system (lending market) work?

A peer-to-peer lending company, also known as P2P lending system or social lending, is an online company very similar to the traditional bank lending

Taking point-of-sale loans: cons and pros

The contemporary market offers a huge variety of options to buy durable goоds with instalment payment plan. High-tech gadgets and household

Is there such thing as debt after death?

Does death always mean a relief from all debts? No! Lenders hаve invented plenty of specific conditions to secure аssets from non-payment, which

Tips to оbtain lоan for your business when crеdit history is spoiled?

Entrеpreneurs can rely on a huge variety оf finаncing options offered by the lеnding mаrket in the Unitеd Statеs.

Mоrtgage with zero dоwn payment: is it good or bad?

The contemporary U.S. lenders are rather inventive dealing with mortgage financial services and provide options for those who don't have any hope to

Debt write-off and forgiveness

Probably, every person who has some debts at least once in a lifetime allowed him or herself to dive into sweet fantasies about the possibilities of

Credit options for travellers

At first glance, borrowing money for vacation may seem rather frivolous thing to do, but it depends on the attitude and goals. In some cases, timely

Positive lessons of going through debts

Paying off debts can become very stressful experience that darkens life in all aspects, but it can also be considered as a gift, because going

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