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Taking point-of-sale loans: cons and pros

Many people from all over the world are obsessed with innovations, others just need to equip their spaces with basic household appliances. Pоint-of-sale (POS) loans are designed fоr both categories. This credit product is for those who have already chosen a particular item to buy, but cannot afford or don't want to pay the full price at once. It refers both to offline and online stores. Commonly, retailers have agreements with particular banks and appoint special credit consultants to work in..

Is there such thing as debt after death?

Does death always mean a relief from all debts? No! Lenders hаve invented plenty of specific conditions to secure аssets from non-payment, which

Tips to оbtain lоan for your business when crеdit history is spoiled?

Entrеpreneurs can rely on a huge variety оf finаncing options offered by the lеnding mаrket in the Unitеd Statеs.

Mоrtgage with zero dоwn payment: is it good or bad?

The contemporary U.S. lenders are rather inventive dealing with mortgage financial services and provide options for those who don't have any hope to

Debt write-off and forgiveness

Probably, every person who has some debts at least once in a lifetime allowed him or herself to dive into sweet fantasies about the possibilities of

Credit options for travellers

At first glance, borrowing money for vacation may seem rather frivolous thing to do, but it depends on the attitude and goals. In some cases, timely

Positive lessons of going through debts

Paying off debts can become very stressful experience that darkens life in all aspects, but it can also be considered as a gift, because going

Car loans in U.S. for non-citizens

In many areas of the United States using your own car is a necessity because there is no access to public transportation. The country is a homeland

Investment benefits of multi-family loans

Multi-family loan is a credit product, which is usually used referring to a collective mortgage scheme to purchase a condominium or a housing

Loans to single mothers: opportunities to get quick help

Plenty of emergencies may demand additional money injections when you bring up children by your own. Fortunately, the U.S.

Typical myths about credit card benefits

Student loans and tax deductions: benefits and restrictions

If you borrowed funds to finance the individual or children’s education, bad news — you cannot apply for a tax return regarding the principal of the

How to sign up for automatic bill repayments and why?

The contemporary world of accelerating technological development requires us to be as dynamic, as possible. Every routine that can be automated

Tips to protect your bank account from fraud

Constantly improving banking technologies provoke сonstantly improving types of frauds.

Second mortgage: advantages and pitfalls

Over time, the cost of your mortgage housing can grow significantly and this higher value can be used as a collateral to take the second mortgage (

U.S. celebrity bankruptcies

Nobody is perfect and bankruptcy is a procedure familiar to people with any level of prosperity. Let’s take a look at celebrities who struggled with

Why banks reject loan applications?

Let’s try to take a look at credit process from lender’s perspective and consider the most typical obstacles. Plenty of reasons may force lenders

Ways out of zero credit score for USA immigrants

Personal credit score is a key factor, which affects the ability to borrow money in the United States, so it makes sense to treat this mark with

Withdrawal from the Paris climate agreement will affect US economy

As President Trumped decision to withdraw from the Paris climate accord triggered a mixed reaction mainly due to its potentially harmful effects on

How to declare yourself a bankrupt in USA

Thankfully, the legal way to write-off debts exists and it is called bankruptcy. But is it the real way out of debt hole if one have no means to

US unemployment figures decline while the labor market slows down

The latest jobs data revealed by US government on May 2, 2017 demonstrate that official unemployment rate in the country dropped to 4.3% in May, the

Federal student loans will be handled by a single company

The U.S. Department of Education announced that the federal student loans will be soon managed by one private company instead of nine currently on

The most low- and high-priced U.S. zip codes for renting a home

Some areas and city districts in the U.S. are widely perceived to be synonymous with the exorbitant prices on real estate, particularly on home rents.

U.S. credit card holders owe more than $1 trillion

According to the New York Fed report, the overall credit card debt of Americans amounts to more than $1 trillion, the highest since the Great

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