Mike Credit's student loan comparison
After you made a key decision in your life about what college to choose, you are faced with another difficult question ‚Äď how to finance your education. If your savings, scholarships and grants do not fully cover your educational costs you will probably consider applying for a student loan. With a wide array of student loan programs available today it may be complicated and time-consuming to find and compare rates, terms, eligibility, and benefits offered by each of the loans. That's why Mike Credit is the best place for searching student loans.
Choose the best one
We created an interactive tool that will help you discover student loans rating and find all information you need about student loans in seconds. In order to ensure that you choose the best offer we prepared the following guidelines to help you make your search more efficient.
- Use the filters below to narrow down the results and see the loan programs that are suitable for your situation. Study all the information about different lenders and compare minimum and maximum interest rates they offer. You can make a comparison by monthly payments, APR or total cost of the loan.
- Apply for several student loans to find the most competitive terms. What your final interest rate will is determined by the lender, so unless you make an inquiry you will not know what conditions you will be offered. Your credit score will not be much affected by inquiring different lenders, and it is definitely worth finding a better rate.
- Having your relative, parent or a close friend as a cosigner will also help you get a lower rate. Since most students don't have an established credit history, a cosigner with a good credit score will be a positive factor in getting a favorable interest rate. Besides, having a cosigner is often crucial when you intend to consolidate your student loans as the lender will closely look at your score, income and savings, and if you don't meet the necessary requirements, student loan refinance will be very difficult without a cosigner.
Student loans rating
When we form a rating of the best private student loans, we take into account reviews of the customers, credibility of the lenders, and good value for money that each program offers, so that you may find the best deal. Check our latest pick of the student loan programs and discover which one will suit you best.