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Citizens One loan types
Citizens One has earned a positive reputation by providing several types of loans. Personal loan can help you achieve any your financial goals. It allows you to choose from a variety of low-APR options to borrow just the amount you need from $5,000 to $50,000. Application will take you less than 2 minutes with no impact to your credit score. Your required documents can be e-signed and uploaded for easy and efficient closing.
To finance the education or refinance existing student loans Citizens One has solutions for school and beyond. Undergraduate student loans helps in paying for college with competitive interest rate options and flexible repayment terms. Graduate student loans are intended for those who are ready to advance their education. Citizens One Student Loan for Parents is created for parents or any qualified applicant willing to borrow for the benefit of the student. It has 10-year fixed interest rate as low as 6.05% APR, interest-only or immediate repayment options. There’s no application, origination, or disbursement fees. Minimum borrowing amount is $1,000.
Mortgage conditions
Citizens One Home Loans can help you, whatever your mortgage needs — buying a home, building a home, or refinancing an existing mortgage or simply manage your existing home loan. Fixed-rate mortgage is ideal if you plan to stay in your home longer term, believe rates may rise, or simply want the stability and peace of mind that your rate will not change. Adjustable-rate mortgage will suit you if you plan to stay in your home for a shorter amount of time or if you have an immediate need to have a lower initial monthly payment. With an ARM, the interest rate starts out fixed for a set number of years, becomes variable after and can adjust up or down each year.
Jumbo Mortgage is required if you need to borrow an amount that exceeds current conforming loan limits. The current conforming loan limit for a single-family home in the U.S. is $417,000-$625,000.
Federal Housing Administration Home Loans offer low down payment requirements and flexible qualifying guidelines for borrowers with less-than-perfect credit. Department of Veterans Affairs Home Loans are fixed-rate mortgages to qualified military veterans. These loans feature a low down payment or no down payment requirement at all. Doctor Loan Program’s features low down payment requirements, and in some instances no mortgage insurance requirements, for licensed MD. Borrowers must have completed residency within the last ten years, be a newly licensed medical resident currently in residency, or begin residency within 60 days of the mortgage closing. Borrowers may also be self-employed physicians or physicians employed as a medical researcher by a major hospital.
Car loan offers
Citizens One Auto Finance offers financing on new and used cars and trucks at over 6,700 dealerships from coast to coast. With over 30 years of experience, Citizens One Auto Finance has the expertise and superior service that make us an industry leader in automotive financing.
