Privacy Policy

At MikeCredit.com, protecting your data is of utmost importance to us. We handle your data exclusively in accordance with U.S. data protection laws. This Privacy Policy helps you understand what data we collect and how we manage it.

1. Data collection and processing

Personal data

Personal data includes any information that can identify you as an individual. We collect personal data only if it is legally permissible or if you voluntarily provide your explicit consent.

Anonymous and pseudonymized data

All personal data processed by MikeCredit.com is anonymized and pseudonymized to the extent possible. Personal data that cannot be anonymized (such as email addresses, names, and IP addresses) is treated as strictly confidential and will not be disclosed to third parties. All personal data is automatically deleted within a maximum period of 2 years.

Server log files

When using MikeCredit.com, we store access data (server log files), which includes:

  • Name of the website/file accessed
  • Browser type/version
  • User's operating system
  • Referrer URL
  • IP address
  • Time and date of the server request

These access data are stored on our servers to generate statistical evaluations for the operation and security of the website. These data do not allow us to associate specific individuals.

Contact information

When you contact us via our contact form or email, your data will be processed in accordance with applicable laws. Personal data such as your name and email, received through our secure SSL-encrypted form, are used exclusively to process your request. These data will not be shared with third parties without your written consent and will be deleted after your request has been processed or within a maximum period of 2 years.

2. User rights

You have the right to access, rectify, cancel, and oppose the processing of your personal data. To exercise these rights, contact us at legal@mikecredit.com.

3. Comments

Users can rate and share their experiences with different companies on MikeCredit.com. By submitting a review, you agree that your contribution, including the specified name, will be published after review by our team. Other users may respond to or rate your comments.

We reserve the right to remove offensive comments or those perceived as personal, racist, or religious attacks. When submitting a comment, your username, email address, and IP address will be processed to identify or prevent spam and illegal comments. Your data will not be shared with third parties.

To change or delete your comment, please contact us.

4. Social media integration

MikeCredit.com links to social media services such as Facebook and Twitter. No data is transferred to these companies unless you click on the corresponding logo or social media button, which will direct you to their respective websites where data collection by the social media operator may occur.

To protect your privacy, adjust your settings directly on the social media platform.

For more information, please refer to the privacy policies of the respective social media platforms:

5. Data protection compliance

We comply with applicable U.S. data protection laws. This includes handling your data securely and confidentially, and processing it only for the purposes stated in this Privacy Policy.

6. Modifications and updates

We reserve the right to modify and update this Privacy Policy at any time without prior notice. Changes will be posted on our website, and we may notify you via email. Please review this Privacy Policy periodically to stay informed of any updates.

7. Contact us

If you have any questions or concerns about these Terms, please contact us via our contact form on the website.

By using MikeCredit.com, you acknowledge that you have read, understood, and agree to this Privacy Policy.