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When unexpected expenses hit, or your monthly budget just doesn’t stretch far enough, getting a loan shouldn’t be complicated. First Internet Bank is designed to make borrowing straightforward, fast, and flexible, so you can get the money you need without the usual stress. Whether you’re looking for a personal loan, student financing, a car, or even a mortgage, this bank combines competitive rates with easy online access to keep your finances under control.
How First Internet Bank works
Applying for a loan with First Internet Bank is surprisingly simple. You start online—no need to visit a branch. The application process is designed to be clear and fast, and you can track everything through your phone. Once you submit your information, loan specialists review your application, considering your credit profile, the type of loan, and your financial needs. The bank is transparent about rates and terms, so there are no hidden surprises.
Loan options you can count on
Personal Loans:
Ideal for emergencies or sudden expenses, personal loans start from 10.99% APR for terms up to 60 months. You get fixed monthly payments and the flexibility to plan ahead.
Student Loans:
For those paying for college, First Internet Bank bridges the gap between federal aid and actual tuition costs. The Smart Option Student Loan offers fixed or variable rates, multiple repayment choices while in school, no origination fees, and even interest rate reductions for creditworthy borrowers. Applying with a cosigner can improve your chances, and all support comes from US-based specialists.
Vehicle Loans:
Whether it’s a car, RV, motorcycle, or even a horse trailer, First Internet Bank provides financing from 4.49% APR for terms up to 180 months. With predictable monthly payments and free mobile banking, you can keep track of your loan anytime, anywhere.
Mortgages:
First Internet Bank also offers a range of mortgage options, including fixed and adjustable-rate mortgages, FHA and VA loans with low down payments, USDA Rural Development loans, Jumbo mortgages, and HARP refinances. Specialists guide you through the best options for your situation, even if your home’s value has dropped.
Why choose First Internet Bank
The biggest advantage is convenience. Every loan type comes with free online and mobile banking, so you can manage payments, track balances, and plan your budget without stepping foot in a branch. Rates are competitive and clearly explained, and the team is committed to helping you find the right solution based on your credit and needs.
If you’re struggling with unexpected bills, need cash quickly, or simply want a smarter way to borrow, First Internet Bank provides a reliable, fast, and flexible path. The process is designed for real people, not financial experts—so even if you’ve never managed a loan before, it’s easy to get started and stay in control.
With First Internet Bank, borrowing money isn’t just about covering expenses—it’s about doing it smartly, safely, and on your own terms.
